2024-2025 NEVADA BANKERS ASSOCIATION BOARD OF DIRECTORS

Ivan Ferraz is a market executive and head of commercial banking for Nevada. Based  in Las Vegas, he leads a team of bankers in Reno and Las Vegas focused on middle  market and large corporate companies, both privately held and publicly traded,  across a wide variety of industries. He has 25 years of commercial banking  experience, 20 years with Wells Fargo. Before his current position, Ivan joined Wells Fargo Bank in early 2005 as a senior  relationship manager in the Arizona Middle Market Banking office. Subsequent to  that, in 2016, he was the West region trade services manager. In 2017, he was the  investor real estate leader for the Southwest region, responsible for helping real  estate investors succeed by providing innovative ideas and smart financial solutions. Ivan graduated from Universidade Estácio de Sá in Rio de Janeiro, with a bachelor’s  degree in hotel management. In the U.S., he attended California State University, Los  Angeles, and earned a bachelor of science degree in economics and international  business. He went on to attend University of La Verne in California, where he  graduated with an M.B.A. in finance and supply chain management. Ivan stays active in his community and is a board member of Nevada Bankers  Association and Las Vegas Global Economic Alliance. He is also a past board member  of Partnership for Drug-Free Kids. A Brazilian national, Ivan moved to the U.S. in 1992 and gained dual citizenship in  2002. In addition to English, he is fluent in Spanish and Portuguese 

Spencer Hafen is the President CEO of Nevada Bank and Trust. A native Nevadan. He has worked with Nevada Bank and Trust since 2010. Prior to 2010 Hafen owned and operated an own consulting firm. He has served as a Lincoln County Commissioner, a trustee of Gover C. Dills Medical Center, and board member of various community organizations. Hafen was appointed the President and CEO of Nevada Bank and Trust in 2015.    

Carolyn Crockett is President and Chief Credit Officer for First Security Bank of Nevada. Carolyn brings more than forty years of experience in the banking industry, with particular emphasis and expertise in commercial, real estate, small business and government guaranteed lending. She has lived in Las Vegas since 1989 and has held various positions at small community banks, regional banks and large national banks. Carolyn is a graduate of Pacific Coast Banking School, a graduate-level executive leadership and financial management education program at the University of Washington. Carolyn was recently appointed to and is serving a two-year term for the FDIC Advisory Committee on Community Banking, a cohort of community bankers from around the country who weigh in on a range of community bank policy and regulatory matters.   

As the president of Las Vegas Market Executive, Global Commercial BankingBank of America, Al serves as the company’s enterprise leader in Las Vegas, working with company leaders across the market to help deliver Bank of America’s full range of global financial services. He also leads the Bank’s corporate social responsibility activities, including philanthropic giving, community development lending and investing, environmental initiatives, diversity efforts, arts and culture projects, and employee volunteerism. In addition to his responsibilities as Market President, Al is the Global Commercial Banking Market Executive for the Desert Mountain market, consisting of Nevada, Arizona, and Utah as well as the Company’s Commercial Gaming Business on a national basis. Welch is responsible for delivering the full breadth of the Bank’s products and advisory services to commercial companies (defined as public or private businesses with revenue of $50 million to $2 billion.) These services include credit and leasing, treasury and trade services, capital markets and investment banking, as well as investments and asset management. A native of Houston, Al was raised in Los Angeles, Houston and Melbourne, Australia. He earned Bachelor’s degrees in Finance and Marketing, and a Master of Finance degree from Texas A&M University. Al is a NASD Registered Principal with Series 7, 24 and 63 securities licenses. Al currently serves as a board member for Three Square and is a member of the UNLV College of Business Executive Advisory Board. Al also serves as an Executive sponsor of the Bank’s Native American Professionals Network and the Bank’s Nevada chapter of the Military Support and Advocacy Group. Al resides in Henderson, Nevada with his wife.  

Bill Paredes serves as Managing Director of Commercial Banking for Bank of Nevada. Mr. Paredes is remarkably successful in leading the Southern Nevada Corporate Banking Team that serves companies throughout Southern Nevada, including gaming and hospitality venues, contractors, manufacturers, healthcare organizations as well as high-net-worth individuals.  Bill joined Bank of Nevada in 2000, and he has more than thirty (30) years of banking experience. Mr. Paredes also has a bachelor’s degree from the University of Texas at Dallas and a Master of Business Administration in Finance from the University of North Texas.  Bill is a great supporter of the Las Vegas community. He is active in the community serving as Board Member and Treasurer for Goodwill of Southern Nevada and for Downtown Las Vegas Alliance. In addition, he serves as a Board Member for The Economic Club of Las Vegas.   

Scott Johnson is Executive Vice President and Chief Financial OfficerValley Bank of Nevada.  Johnson brings more than 28 years of financial expertise to his role, with a background spanning local institutions and national firms. Since its inception, Johnson has been instrumental in shaping Valley Bank of Nevada. He designed the financial, information technology, operations and human resources foundations of the bank. A magna cum laude graduate from Southern Utah University, Johnson has remained actively engaged with his alma mater. He completed a three-year term on the board of trustees and served as president of the National Alumni Council from 2016 to 2019. 

In his current role as the Divisional President for First Savings Bank, Robert leads the Nevada-Arizona region and is responsible for the strategic direction of First Saving Bank’s largest division.  Under his leadership, First Savings Bank was awarded as Financial Firm of the Year by NAIOP Southern Nevada in 2023 and 2024. Robert has twenty years of experience in the Financial Services industry with the majority of that experience in the Commercial Lending segment assisting a diverse group of entities.  Robert was awarded the Millennium Scholarship to attend the University of Nevada – Las Vegas, where he graduated with a Bachelor of Science degree in Business Administration (concentration: Finance). In 2014, Robert graduated with honors from the Graduate School of Banking at Colorado - Boulder. Robert has resided in Henderson, Nevada since 1996. Outside of the office, Robert enjoys spending time with his wife of 18 years and watching his son on the baseball diamond. 

Steven Borgna has been with Nevada State Bank for 13 years, Steve is Executive Vice President and Senior State Credit Administrator, overseeing all aspects of credit administration to ensure strong credit quality, including loan approval, risk grading, special assets, and construction disbursement. Borgna started his career as an examiner for the Office of the Comptroller of the Currency in 1987 and has been in banking for his entire 37-year career, serving in many different roles, including loan officer, workout officer and Chief Credit Officer at several banks of various sizes. He is a graduate of The Wharton School of Business at the University of Pennsylvania. In 2023, he became an adjunct professor for the Lee Business School at the University of Nevada, Las Vegas, teaching personal finance. Borgna is a 2022 graduate of Leadership Las Vegas and is a designated Certified Commercial Investment Member, active in the Southern Nevada CCIM chapter. 

As Nevada Regional President, Vjollca Tarjan leads Enterprise’s team and growth in Las Vegas. Vjollca brings more than two decades of experience in commercial banking, along with a history of leadership and excellence in the industry. She maintains an active role in the community, including serving the Vegas Chamber, and is passionate about empowering women and diverse groups in business and leadership. 

Adrian Gruebler is chief financial officer for Toyota Financial Savings Bank (TFSB). He is responsible for the accounting, financial, regulatory reporting, treasury and finance areas for the Bank. Prior to this role, Gruebler served as Toyota Financial Services (TFS) general manager of international operations for the company’s Americas Oceania Region. Gruebler first joined Toyota in 2003 as chief financial officer in charge of setting up the organization’s sales finance company in Mexico. He later moved to TFS USA to lead the group responsible for economic capital, asset liability management, and hedging. Gruebler also worked at American Express where he held multiple roles in the treasury and risk areas, and subsequently at TD Bank overseeing the stress testing group responsible for forecasting pre-provision net revenue. Gruebler started his career at the Mexican stock broker Inverlat. Gruebler earned his bachelor’s degree in actuarial sciences from Universidad Anahuac and his master’s in business administration at Instituto Tecnologico Autonomo de Mexico (ITAM).

Matt is Senior Vice President and Commercial Lending for Plumas Bank where he provides C&I and D&I lending to small and mid-market business with revenues in the $500M-$50MM range and manages all credit facilities in commercial portfolio through annual reviews of full credit underwriting. Previously, Matt managed current Real Estate portfolio for IKNK Brands while negotiating new lease terms and acquisitions. He was responsible for developing and monitoring forecast models and budgets based on current and anticipated market trends, demand patterns and project costs; analyzing inventory and profitability to gauge concentration and sell-through rate; and underwriting and negotiating merger & acquisition opportunities in the domestic market for all cannabis license types. Matt has also served in roles at US Bank in Reno and Los Angelese as well as Nevada State Bank in Reno. Matt graduated with a Bachelor of Science in Business Administration and Business Management – and was a Dean’s List Recipient University of Nevada, Las Vegas (UNLV), 2011