2026-2027 NEVADA BANKERS ASSOCIATION BOARD OF DIRECTORS

Spencer Hafen is the President CEO of Nevada Bank and Trust. A native Nevadan. He has worked with Nevada Bank and Trust since 2010. Prior to 2010 Hafen owned and operated an own consulting firm. He has served as a Lincoln County Commissioner, a trustee of Gover C. Dills Medical Center, and board member of various community organizations. Hafen was appointed the President and CEO of Nevada Bank and Trust in 2015.    

Carolyn Crockett is President and Chief Credit Officer for First Security Bank of Nevada. Carolyn brings more than forty years of experience in the banking industry, with particular emphasis and expertise in commercial, real estate, small business and government guaranteed lending. She has lived in Las Vegas since 1989 and has held various positions at small community banks, regional banks and large national banks. Carolyn is a graduate of Pacific Coast Banking School, a graduate-level executive leadership and financial management education program at the University of Washington. Carolyn was recently appointed to and is serving a two-year term for the FDIC Advisory Committee on Community Banking, a cohort of community bankers from around the country who weigh in on a range of community bank policy and regulatory matters.   

Bill Paredes serves as Managing Director of Commercial Banking for Bank of Nevada. Mr. Paredes is remarkably successful in leading the Southern Nevada Corporate Banking Team that serves companies throughout Southern Nevada, including gaming and hospitality venues, contractors, manufacturers, healthcare organizations as well as high-net-worth individuals.  Bill joined Bank of Nevada in 2000, and he has more than thirty (30) years of banking experience. Mr. Paredes also has a bachelor’s degree from the University of Texas at Dallas and a Master of Business Administration in Finance from the University of North Texas.  Bill is a great supporter of the Las Vegas community. He is active in the community serving as Board Member and Treasurer for Goodwill of Southern Nevada and for Downtown Las Vegas Alliance. In addition, he serves as a Board Member for The Economic Club of Las Vegas.   

In his current role as the Divisional President for First Savings Bank, Robert leads the Nevada-Arizona region and is responsible for the strategic direction of First Saving Bank’s largest division.  Under his leadership, First Savings Bank was awarded as Financial Firm of the Year by NAIOP Southern Nevada in 2023 and 2024. Robert has twenty years of experience in the Financial Services industry with the majority of that experience in the Commercial Lending segment assisting a diverse group of entities.  Robert was awarded the Millennium Scholarship to attend the University of Nevada – Las Vegas, where he graduated with a Bachelor of Science degree in Business Administration (concentration: Finance). In 2014, Robert graduated with honors from the Graduate School of Banking at Colorado - Boulder. Robert has resided in Henderson, Nevada since 1996. Outside of the office, Robert enjoys spending time with his wife of 18 years and watching his son on the baseball diamond. 

Steven Borgna has been with Nevada State Bank for 14 years, Steve is Executive Vice President and Senior State Credit Administrator, overseeing all aspects of credit administration to ensure strong credit quality, including loan approval, risk grading, special assets, and construction disbursement. Borgna started his career as an examiner for the Office of the Comptroller of the Currency in 1987 and has been in banking for his entire 37-year career, serving in many different roles, including loan officer, workout officer and Chief Credit Officer at several banks of various sizes. He is a graduate of The Wharton School of Business at the University of Pennsylvania. In 2023, he became an adjunct professor for the Lee Business School at the University of Nevada, Las Vegas, teaching personal finance. Borgna is a 2022 graduate of Leadership Las Vegas and is a designated Certified Commercial Investment Member, active in the Southern Nevada CCIM chapter. 

Michael Woodfield is the Executive Director & Market Executive for the Commercial Bank for J.P. Morgan Chase & Co. for the Middle Market banking team, covering Southern Nevada and Southern Utah. Michael has been with the firm for over 8 years, focused on Las Vegas and Southern Utah. Michael provides credit, cash management and a full suite of banking solutions for corporate clients with annual revenues between $20 million and $2 Billion.

Michael has vast expertise working with businesses in manufacturing, distribution, media, professional services, advertising, food and beverages and multinational corporations. Michael has executed complex financial solutions including design and implementation of international banking structures, asset-based lending solutions, acquisition financing, working capital and term financing, and efficient treasury management platforms for private, public and private equity backed companies. Michael has built a reputation of a trusted advisor, listening carefully to his client's goals and objectives to provide the best banking experience for the success of their companies.

Michael is a graduate of University of Phoenix with a Bachelor of Science in Business Marketing. He is a board of trustees member with the Vegas Chamber of Commerce a longtime board member of the Downtown Las Vegas Rotary Club and is the current Chairman of the Downtown Las Vegas Charitable Foundation. He is also an active member of the local chapters of CCIM and NAIOP and actively involved with Spread the Word Nevada.

Michael grew up in Seattle and has lived and worked in Las Vegas, Nevada for more than 27 years. He enjoys snow and water skiing, camping, and time at the beach with his family and 3 children. 

Matt is Senior Vice President and Commercial Lending for Plumas Bank where he provides C&I and D&I lending to small and mid-market business with revenues in the $500M-$50MM range and manages all credit facilities in commercial portfolio through annual reviews of full credit underwriting. Previously, Matt managed current Real Estate portfolio for IKNK Brands while negotiating new lease terms and acquisitions. He was responsible for developing and monitoring forecast models and budgets based on current and anticipated market trends, demand patterns and project costs; analyzing inventory and profitability to gauge concentration and sell-through rate; and underwriting and negotiating merger & acquisition opportunities in the domestic market for all cannabis license types. Matt has also served in roles at US Bank in Reno and Los Angelese as well as Nevada State Bank in Reno. Matt graduated with a Bachelor of Science in Business Administration and Business Management – and was a Dean’s List Recipient University of Nevada, Las Vegas (UNLV), 2011

James Clark is general manager and chief risk officer of Toyota Financial Savings Bank (TFSB),

which provides banking services to Toyota, Lexus, and private label dealers and consumers.

In this role, Clark oversees enterprise-wide credit risk, residual value risk, compliance,

model governance, and operational risk management. Clark leads a team of over 20

professionals responsible for risk management optimization of TFSB's $15 billion portfolio,

while guiding risk strategy and ensuring regulatory and financial compliance at scale.

Clark draws upon his more than 25 years of experience in senior roles at automotive finance,

consumer lending, and data-driven technology organizations. He has a proven track record

of driving business performance through advanced analytics, risk management, and

strategic leadership across both large enterprises and emerging ventures.

Prior to his current role, Clark served as general manager of risk management for Toyota

Financial Services. In that capacity he oversaw credit risk, residual value risk, model risk

governance, and the company’s operations to combat fraud.

Clark is passionate about leveraging data, modeling, and innovative thinking to solve

complex business challenges and drive sustainable growth. In addition to his leadership in

the corporate world, he has contributed to academia as an advisory board member for the

Center for Financial Mathematics and Actuarial Research at UC Santa Barbara.

Clark holds a bachelor’s degree in economics from the University of California, Santa Barbara

and a master’s degree in predictive analytics from Northwestern University.

Scott Johnson is Executive Vice President and Chief Financial OfficerValley Bank of Nevada.  Johnson brings more than 28 years of financial expertise to his role, with a background spanning local institutions and national firms. Since its inception, Johnson has been instrumental in shaping Valley Bank of Nevada. He designed the financial, information technology, operations and human resources foundations of the bank. A magna cum laude graduate from Southern Utah University, Johnson has remained actively engaged with his alma mater. He completed a three-year term on the board of trustees and served as president of the National Alumni Council from 2016 to 2019. 

Jason Naugle as President and Chief Executive Officer of GenuBank.  

With more than 33 years of experience in the banking industry, Naugle brings extensive leadership expertise and a strong commitment to community-focused financial services. Prior to joining GenuBank, he served as Nevada Regional Manager for First Foundation Bank, where he led operations, growth strategies, and key community partnerships.

Throughout his career, Naugle has earned a reputation for building trusted relationships, championing local businesses, and supporting organizations that strengthen Nevada’s economic and social landscape. 

Ivan Ferraz is a market executive and head of commercial banking for Nevada. Based  in Las Vegas, he leads a team of bankers in Reno and Las Vegas focused on middle  market and large corporate companies, both privately held and publicly traded,  across a wide variety of industries. He has 25 years of commercial banking  experience, 20 years with Wells Fargo. Before his current position, Ivan joined Wells Fargo Bank in early 2005 as a senior  relationship manager in the Arizona Middle Market Banking office. Subsequent to  that, in 2016, he was the West region trade services manager. In 2017, he was the  investor real estate leader for the Southwest region, responsible for helping real  estate investors succeed by providing innovative ideas and smart financial solutions. Ivan graduated from Universidade Estácio de Sá in Rio de Janeiro, with a bachelor’s  degree in hotel management. In the U.S., he attended California State University, Los  Angeles, and earned a bachelor of science degree in economics and international  business. He went on to attend University of La Verne in California, where he  graduated with an M.B.A. in finance and supply chain management. Ivan stays active in his community and is a board member of Nevada Bankers  Association and Las Vegas Global Economic Alliance. He is also a past board member  of Partnership for Drug-Free Kids. A Brazilian national, Ivan moved to the U.S. in 1992 and gained dual citizenship in  2002. In addition to English, he is fluent in Spanish and Portuguese